Privacy Policy

Last Updated: October 2026

This Privacy Policy explains how CardTracker.au ("we", "our", "the Site") collects, uses, discloses, and protects personal information when you visit the Site, create a CardTracker account, use the CardTracker Marketplace, or interact with our associated community channels. We operate from Australia and handle personal information in line with the Australian Privacy Principles ("APPs") under the Privacy Act 1988 (Cth).

Most of the Site can be browsed anonymously, with no account and no sign-in. You only need an account to list a card, to message another member, or to report a listing.

1. Browsing the Site (No Account)

2. Google User Data: How We Access, Use, Store, and Share It

CardTracker accounts are created by signing in with Google ("Google Sign-In"). We use Supabase Auth as our identity provider, which performs the OAuth exchange with Google on our behalf. This section describes, comprehensively, our handling of Google user data.

What Google user data we access. We request exactly two OAuth scopes, both of which Google classifies as non-sensitive:

We request no other scopes. We do not access your Gmail messages, contacts, Drive files, Calendar, Photos, YouTube data, or any other Google service, and we are technically unable to do so because we never request the permissions that would allow it.

How we use Google user data. Solely to create and operate your CardTracker account:

We do not use Google user data for advertising, for profiling, for building marketing lists, or to train machine learning or AI models.

How we store Google user data. We store your email address, and a Google-account reference identifier, in our own database (Cloudflare D1) so that we can recognise you on your next sign-in and link you to your listings, messages, and reviews. We do not store your Google password, which we never receive at any point. We do not store Google OAuth access tokens or refresh tokens. The authentication token returned by the sign-in exchange is used only to confirm your identity at that instant, is never written to storage, and is never exposed to your browser; we then issue our own session cookie, of which only a one-way hash is retained.

How we share Google user data. We do not sell it, and we do not share it with advertisers, data brokers, or any third party for their own purposes. It is disclosed only to the service providers that operate the sign-in and notification functions on our behalf, namely Supabase (authentication) and Cloudflare (database hosting and delivery of notification emails), and only for those purposes. Your email address is never displayed publicly on CardTracker and is never visible to other members. We may disclose data where required by law, or where reasonably necessary to investigate fraud or protect members' safety.

Retention and revocation. We retain this data for as long as your account exists. You can delete your CardTracker account at any time (see section 10), and you can independently revoke CardTracker's access to your Google account at any time via your Google Account's security settings at myaccount.google.com/permissions. Revoking access prevents future sign-ins; to also remove the data we already hold, request account deletion.

Limited use. Our use of information received from Google APIs adheres to the Google API Services User Data Policy, including its Limited Use requirements. If we ever change how we use Google user data, we will update this policy and notify account holders before the change takes effect.

3. Account Information We Store

4. Marketplace Information We Store

5. What Is Public and What Is Not

This distinction matters, so to be explicit:

6. How We Use Your Information

We do not use your Marketplace activity, your messages, or your Google sign-in data for advertising, and we do not use them to train machine learning models.

7. Who We Share It With

We do not sell your personal information. We share it only with the service providers needed to run the Site:

We may also disclose information where required by law, or where reasonably necessary to investigate suspected fraud or to protect the safety of our members.

Other members will see the information described as public in section 5, and will see the content of messages you send them. Treat anything you put in a listing or a message as information you have chosen to share with that person.

8. Overseas Disclosure

Our service providers operate global infrastructure, so your personal information may be stored or processed outside Australia, including in the United States and other countries where those providers operate. We take reasonable steps to ensure providers handle personal information consistently with the APPs, but by using the Site you acknowledge that this overseas handling occurs and that overseas recipients may be subject to different privacy laws.

9. Security

We take reasonable technical measures to protect your information: we never store your Google password, we store only a one-way hash of your session token, session cookies are set as HttpOnly and Secure so they cannot be read by scripts or sent over an unencrypted connection, and access to our databases is restricted. No system is completely secure, however, and we cannot guarantee absolute security of information transmitted over the internet.

10. Retention and Deletion

We keep account information for as long as your account exists. Listings, messages, reviews, reports, and moderation records are retained while they remain relevant to the integrity of the Marketplace, including as evidence in a dispute or scam investigation.

The account activity log described in section 3 is kept for 180 days and then deleted automatically.

You can ask us to delete your account at any time, by emailing info@cardtracker.au from the address your account uses. When we do, we remove your account record, your listings, and your uploaded photos. Please note two limits on deletion: messages may be retained in the other party's conversation history, because they are that person's record of a dealing as much as yours, and we may retain moderation records, reports, and reviews where removing them would conceal fraudulent or abusive conduct from other members or where we are required to keep them by law. Retained records are minimised and de-identified where it is practical to do so.

11. Affiliate Links and Cookies

Many links on CardTracker.au are affiliate links (including via the eBay Partner Network and other affiliate or referral programs). Clicking these links may set a tracking parameter or cookie on the destination site so that, if you make a purchase, we may earn a commission. We do not control or receive any of your payment or account information from these third-party transactions. See our Return Policy for more detail on our role as an affiliate publisher.

Separately, we set a session cookie when you sign in. That cookie exists only to keep you signed in and is not used for advertising or cross-site tracking.

12. Community Platforms

Our Discord, WhatsApp, Telegram, and Reddit communities are hosted on their respective third-party platforms. Any information you provide when joining or participating in those communities, such as your username, is governed by that platform's own privacy policy, not this one. Your CardTracker account is separate from those platforms and is not linked to them.

13. Children

The Marketplace is not intended for children. You must be at least 16 years old to create a CardTracker account, and if you are under 18 you should only deal with other members with the involvement of a parent or guardian. We do not knowingly collect personal information from children, and if we become aware that we have, we will delete it.

14. Your Rights

You can request access to, or correction of, the personal information we hold about you, and you can request deletion of your account and its associated data, subject to the limits described in section 10. You can also change your display name and postcode yourself at any time in your account settings, and unsubscribe from the newsletter using the link in any newsletter email.

To make a request, or to raise a privacy complaint, contact us via our Contact Us page. We will respond within a reasonable period. If you are not satisfied with how we handle your complaint, you can escalate it to the Office of the Australian Information Commissioner (OAIC) at oaic.gov.au.

15. Changes to This Policy

We may update this Privacy Policy from time to time. Material changes will be reflected by updating the "Last Updated" date above, and where the change materially affects how we handle your personal information we will take reasonable steps to notify account holders.

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